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Explain Worker’s Compensation

Worker’s Compensation  Explained!

Worker’s Compensation Technical Terms

Worker’s Compensation : This policy pays for the medical bills, lost wages, and certain other benefits for injured employees. State laws define when such coverage may be required and vary widely as to when an association will be deemed to be an employer. Many associations will carry such coverage even when they have no employees in order to avoid being held responsible for an incidental employee, a subcontractor who does not have his/her own coverage, or a volunteer acting as an employee. A portion of the policy provides employer’s liability coverage also.

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